Transfers FAQ

How do I transfer funds to and from Kalshi?

Kalshi offers various different methods for transferring funds:

• Debit card

  • This includes physical debit cards as well as Apple Pay & Google Pay

• Bank transfer

• Crypto transfer

• Wire

Why did my deposit fail?

Depending on the deposit method you used, there are a few common causes of a deposit failing:

Debit:

• There was a mistype when manually entering your card information. Please double check that all inputted information matches what is on your debit card.

• You have reached your daily deposit limit: for debit, this limit is $2,500.

• There is an issue with 3D Secure (3DS) authentication, some easy fixes include:

  • Update your app to the latest version

  • Check your connection - use stable Wi-Fi and disable any active VPN

  • Try Apple Pay/Google Pay instead of direct card entry

  • Restart the app or switch between app and website

  • Use a different card or payment method if issues continue

• Your deposit is being blocked by your card issuer, reach out to your bank to ensure there are no issues on their end.

Bank:

• "Insufficient funds" errors may occur if you have pending deposits that haven't fully settled in your bank account

  • Try depositing a smaller amount and check to see if you have any pending transactions

• You are connecting a bank account not in your name

  • Only bank accounts under your name can be used for depositing

Bank transfers are processed through our partner Aeropay. For more details about ACH transfers with Aeropay, see here.

Crypto:

• You are sending an asset that is not supported

  • To view a list of our supported assets, see here

Our crypto transfers are handled by our crypto transfer service provider Zero Hash, they help in converting these transfers to and from fiat. More information regarding crypto transfers with Zero Hash can be found here.

Wires:

• Wires that do not include your unique Kalshi memo code can be delayed or returned

  • To see more information about wiring funds and finding your memo code, see here

• Wires from a bank account that does not match your Kalshi account will be delayed or returned

Why is my connected bank account showing numbers I don't recognize?

After linking your bank account, the last four digits shown may differ from your actual account number. This is because some bank accounts use a TAN (Tokenized Account Number) - a randomly generated number that masks your real account number for security. This token system helps protect against fraud while keeping your actual banking details secure.

Why is my debit withdrawal not transferred instantly?

Debit withdrawals are normally instant, but occasionally our payment processor requires additional verification for security. This is a random security check - you've done everything correctly. Your withdrawal will complete normally once the verification is finished.

Why can't I withdraw all of my funds right now?

For security, we place temporary holds on deposited funds before they're available for withdrawal:

• Debit card deposits: Available for withdrawal after 3 days

• Bank transfer (same bank withdrawal): Available after 7 days

• Bank transfer (different bank withdrawal): Available after 90 days

These holds help ensure transaction security and protect your account.

How do I remove a connected debit card/bank account?

If you head over to the transfers tab in your Kalshi account here, you can view all connected accounts. To remove one, simply click the 'X' that is to the right of the connected account.

Can I cancel a deposit once it is made?

Deposits cannot be canceled or refunded once submitted, so please carefully verify your deposit amount before confirming the transaction.

However, once your deposit processes and completes the required security hold period, you're free to withdraw those funds back to your bank account or debit card at any time.