Real-time payments (RTP) let you deposit funds from a U.S. bank that participates in The Clearing House Real-Time Payments network.
Sender Needs to Know
Your sending bank account name MUST MATCH your name on Kalshi.
Bank Name | Silicon Valley Bank |
Company Account Name | KALSHI KLEAR LLC |
SVB Account Number (Direct Members) | 3304242626 |
SVB Account Number (FCMs) | 3304182255 |
SVB Routing Number | 121140399 |
Most users are Direct Members - use the Direct Members account. Use the FCMs account only if you are a registered Futures Commission Merchant clearing through Kalshi.
Message to Recipient / Memo (REQUIRED)
The Reason for Payment / Message to Recipient / Memo MUST INCLUDE your unique Kalshi wire code. Payments without the correct code will be delayed or returned.
Log in to Kalshi → Menu → Transfers → Wire transfer → MESSAGE TO RECIPIENT / MEMO. Your code has 9 digits and starts with "kal."
Can't find "Message to Recipient / Memo"? Depending on your bank, it may be labeled as: Note, Description, Special Instructions, or Further Credit.
When Funds Arrive
For incoming RTP, expect funds to arrive within minutes on the day they are sent. If funds arrive during end-of-day processing, your available balance may not update immediately.
Important Information
Kalshi does not add fees for RTP deposits, but your bank may charge its own fees.
Questions about your payment?
Email [email protected] with:
- Full name and email on your Kalshi account
- Your unique Kalshi memo code
- Screenshot or PDF of the payment confirmation
- Name of the bank funds were sent from